Need an appraisal for an FHA-backed mortgage? Call Bowers Real Estate & Appraisal Services

Bowers Real Estate & Appraisal Services is CA state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-secured mortgage, be sure to call Bowers Real Estate & Appraisal Services, as we are approved and qualified to perform FHA appraisal reports. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at Bowers Real Estate & Appraisal Services is well-trained on how to work in accordance with the rules and regulations provided.

If you need an report for an FHA loan, please contact us, and we'll be able to help you right away.

The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your financial transaction is an FHA-insured loan, it means it is insured by them. The lending organization takes care of all the money in the loan; the FHA simply backs the loan by providing mortgage insurance in case the borrower does not pay off his or her loan. Applicable to all purchasers, FHA loan programs are formed to help credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.

Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the FHA provides are exceedingly beneficial to buyers with less starting income.